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Property tax guides and calculators
Start with the property location, then find the guidance that fits your purchase.
Calculators
Scotland stamp duty calculator
Calculate Scottish LBTT and the 8% ADS. See current bands, first-time buyer relief and a clear breakdown for a residential property purchase.
Open calculatorWales stamp duty calculator
Estimate Welsh Land Transaction Tax with current main and higher residential bands. Includes first-home guidance, examples and an LTT breakdown.
Open calculatorFirst-time buyer stamp duty calculator
Calculate first-time buyer SDLT in England and Northern Ireland. Check the £300,000 nil-rate band, £500,000 limit and joint-buyer conditions.
Open calculatorSecond home stamp duty calculator
Calculate second-home stamp duty using the 5 percentage point surcharge. Understand higher-rate eligibility, buying before selling and possible refunds.
Open calculatorBuy-to-let stamp duty calculator
Estimate buy-to-let SDLT for individual buyers. Compare standard and additional-property rates, and check why first-home and company purchases differ.
Open calculatorNon-resident stamp duty calculator
Calculate SDLT with the 2 percentage point non-resident surcharge for England and Northern Ireland. Check buyer type, residency tests and limitations.
Open calculatorRates, rules and buying guides
Stamp duty rates and thresholds
See current SDLT rates for home movers, first-time buyers, second homes and non-UK residents, with examples and source links.
Open guideLBTT rates in Scotland
Current Scottish LBTT thresholds and rates, first-time buyer relief and the 8% Additional Dwelling Supplement, with worked examples.
Open guideLand Transaction Tax rates in Wales
View current Welsh LTT main and higher residential rates. Understand the £225,000 threshold, second-property bands and first-time buyer treatment.
Open guideCan you claim a stamp duty refund?
Understand higher-rate SDLT refund conditions, the three-year sale window, claim deadlines and what records to prepare.
Open guideWhen do you pay stamp duty?
Find the SDLT, LBTT and LTT payment and return deadlines, who normally files, and why a zero tax bill can still require a return.
Open guideHow is stamp duty calculated?
Learn the marginal SDLT calculation with worked examples, effective rates, first-time buyer limits and whole-pound rounding.
Open guideStamp duty on leasehold property
Understand SDLT on assigned and new residential leases, lease premiums and rent, and when a standard purchase-price calculator is insufficient.
Open guideStamp duty on shared ownership
Learn about shared-ownership SDLT, market value elections, staged payments, rent and staircasing before choosing a calculation.
Open guideStamp duty on transfers of equity
Understand chargeable consideration on a transfer of equity, including cash, mortgage debt, gifts and relationship-related transfers.
Open guideCommercial and mixed-use stamp duty
See non-residential SDLT bands and understand mixed-use classification, lease premiums, rent and the limits of residential calculators.
Open guideStamp duty exemptions and reliefs
Understand the difference between SDLT nil-rate bands, reliefs and exemptions, including gifts, inheritances and first-time buyer relief.
Open guideStamp duty changes and effective dates
Review recent SDLT, LBTT ADS and Welsh LTT changes, with effective dates and links to current and historical government rates.
Open guideWhich UK property tax applies?
Compare SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales. Choose the right calculator and understand key differences.
Open guideBudget for more than the purchase price
Plan for property tax, deposit, legal work, survey and moving costs. Includes an editable cash-budget worksheet using your own figures.
Open guide